money

How Modeling Smart Money Habits at Home Shapes Kids' Financial Future

Busy parents and caregivers juggling groceries, bills, and everything in between know the quiet pressure of trying to “do money right” while raising kids. The challenge is that children’s money behavior often forms long before any sit-down lesson, because kids copy what they see in everyday family financial habits. A rushed swipe, a casual “we can’t afford that,” or a calm choice to wait can land as a lasting belief about spending, saving, and security. When parents act as financial role models with intention, small moments become steady parental influence on kids.

We kicked Murphy out of our lives - Best. Decision. Ever

We decided to kick Murphy out of our lives starting last year. Many of you know Murphy, right? Murphy’s Law: “If anything can go wrong, it will.” We, like so many other people, were using credit cards to fund our emergencies and living paycheck to paycheck. I was tired of feeling like we could never get ahead. So in my infinite Googling on how I was going to make it through another financially stressful month I stumbled upon Dave Ramsey. From there, it was on!