Parents have a lot of reasons to be financially cautious; after all, it can cost anywhere from $150,000 to $400,000 to raise one child in the US. On top of that, arguing over finances is one of the top reasons couples split up or divorce. It’s no wonder that parents feel burdened by money woes more than most. Whether your child is 2 or 12, it’s never too late to make financial planning a priority. Here are five ideas to help you get started.